TCW Benefit, Inc. (TCWB) has created this privacy statement in order to demonstrate our firm commitment to privacy. The following discloses our information gathering and dissemination practices for our website, hereinafter called the TCWB site.

This Privacy Policy is subject to the Terms and Conditions of Use (the TCU) posted on the Site, including the provisions regarding change or modification of this Privacy Policy and other policies as set forth in the TCU. You are responsible for checking this page periodically for changes and updates to the Privacy Policy. Your use of the Site following any posted changes to the Privacy Policy will be deemed an acceptance of such changes. This Privacy Policy is part of, and incorporated into, the TCU.

By providing any personal information to this Site, you fully understand and unambiguously consent to the collection and processing of such information in the United States and/or any other country.

1. Use of your IP Address
   
   We use your IP address to help diagnose problems with our server, and to administer our website. Your IP address is used to help identify you and your shopping cart and to gather broad demographic information.
   
   Our site uses an order form for customers to request information, products, register for classes. We collect visitor's contact information (like their email address), financial information (like their account or credit card numbers), and demographic information (like their zip code, age, or income level). Contact information from the order form is used to send- orders, information about our association, and promotional material to our customers. The customer's contact information is also used to get in touch with the visitor when necessary. Users may opt-out of receiving future mailings; see the choice/opt-out section below. Financial information that is collected is used to bill the user for products and services. Unique identifiers (such as social security numbers) are collected from the TCWB site visitors to verify the user's identity and for use as account numbers in our record system. Demographic and profile data is also collected at our site. We use this data to tailor our visitor's experience at our site, showing them content that we think they might be interested in, and displaying the content according to their preferences. We do not share or sell this information to any commercial providers or outside parties.
    
2. Public forums
   
   This site may make chat rooms, forums, message boards, and news groups available to its users. Please remember that any information that is disclosed in these areas becomes public information and you should exercise caution when deciding to disclose your personal information.
    
3. Security
   This site has security measures in place to protect the loss, misuse and alteration of the information under our control. All submitted information is transmitted to us via a secured process to our secured server.
   
   You may occasionally receive information about the products or services you have selected. With registration for an education class, you will be given an opportunity to 'opt in' to receive mailings from TCWB, by 'checking' a box in the registration form. If you submit the registration form with the box checked, you thereby consent to being placed on this mailing list. You may subsequently contact us to request to be removed from this list. In every update that we send, we will include an option to discontinue receipt of future updates.
4. Cookies
   
   Our site uses cookies to keep track of your shopping cart and to make sure you don't see the same ad repeatedly. We use cookies to deliver content specific to your interests, to save your password so you don't have to re-enter it each time you visit our site, and for other purposes.
   
   A cookie is a small amount of data that is transferred to your computer's hard drive. All portions of the TCWB site that prompt you to log in or that are customizable require that you accept cookies. No other company has access to cookies placed on your computer by the TCWB site. We may use cookies technology to reduce the time required for you to submit your requests and for the TCWB site to respond to such requests. Cookies will not be used by us to retrieve any information about you, or from your computer, that you have not voluntarily given to us. You can usually edit your browser not to accept cookies, but the features of our Site may not function properly if you do not accept cookies.
    
5. Protection - Terms and conditions legal notice
   
   Please review carefully the Terms and Conditions that govern how we interact with you on the TCWB site. These may be updated from time to time. Your use of the TCWB site is predicated on the fact that you review this notice routinely.
   
    
6. Changes, choices, opt-out.
   
   This site gives users the ability to change the information or opt-out, to remove their information from our database. To discontinue future mailing list communications, or to no longer receive our service, contact the TCWB site our webmaster.
    
7. Links
   
   This site contains links to other sites. TCW Benefit, Inc. (TCWB) is not responsible for the privacy practices or the content of such Web sites.
    
8. How you can contact us.
   
   Any questions about our Privacy Policy, the practices of the TCWB site, or your dealings with the TCWB site should be directed to:
   
   Webmaster
   
   TCW Benefit, Inc.
   44655 S. Grimmer Blvd.,
   Fremont, CA 94538

   Or by corresponding via email to our webmaster